Empowered Freedom

 Did you know?      Yeast infections frequently occur in men, even though they’re most common in women. Alright guys, time to buckle up with cleaning tools. According to Madeline Vann, MPH , "Over time, it’s not unusual for some simple personal hygiene habits to go missing from the average man’s daily routine. And when that happens, it can stifle or sideline friendships, intimate relationships, and interactions with coworkers." Wyatt Myers came up with 8 Essential Grooming rules for you guys.  #1 Use Deodorant.  Maurice Voce, co-founder and chief marketing officer of Skin Authority says, "A deodorant gets rid of odor caused by sweating, while antiperspirants actually stop and dry up perspiration. Look for an antiperspirant/deodorant combination and make sure the fragrance isn't too overpowering." I recommend  Old Spice deodorant .  #2 Wash your face. If you think you are being "tough" by not washing you're face, your parents must have hated you....

 The etymology of the word, "Cootie" derived from the Malay word, "kutu," denoting a parasitic biting insect. Growing up in Brunei, that specifically means, "tick." Interestingly enough, in Tagalog, it means "louse" or "head lice." Scientists found out that women may attract more ticks and have more atypical Lyme rashes than men (Josek 2019). 😒 So, @oddscribe wasn't kidding when he made a comment, "Girls are the ones with cooties." According to World Bank , "Poor menstrual hygiene, however, can pose serious health risks, like reproductive and urinary tract infections which can result in future infertility and birth complications. Neglecting to wash hands after changing menstrual products can spread infections, such as hepatitis B and thrush." Is that why Jewish women have to go through an extensive ritual every month? 😨 According to Unicef , "Gender inequality, discriminatory social norms, cultural taboos,...

 Knowledge is power. Power corrupts. Wisdom begins when knowledge is applied with experience in everyday life. Common sense is shared among those willing to teach, listen and learn. We all know that sex is a trait which determines whether one is male or female. During early development the gonads of the fetus remain undifferentiated; that is, all fetal genitalia are the same and are phenotypically female. After approximately 6 to 7 weeks of gestation, however, the expression of a gene on the Y chromosome induces changes that result in the development of the testes. The fetus genitals develop along the same path with no outward sign of gender until about nine weeks. Many science researches have come to acknowledge that many facets of the environment affect how pregnancies fail to come to term which could produce multitude of birth defects, birth mutations, birth mortality and post natal trauma. Since women have been suffering silently in matters of their existence as child bea...

It's not everyday you hear the news where people end up in jail because they failed to pay their debts. Where I grew up (Brunei) it is common to hear it from the community; not the government. Civil lawsuits are handled by the judiciary system.  In the U.S., the best way to handle your debt depends on what kind of debt you have and how much you owe. If you have too much debt, you may need to find debt relief. I filed a Chapter 13 bankruptcy with John T. Orcutt . After 7 years, the debt fell off from my records even though I have paid off the fees within 2 years after filing the Chapter 13 bankruptcy.  I didn't think I would ever get another chance of repairing my credit score. Here are the things I have learned from StepUp Ministry's Life Skills program.  The general idea behind building a credit score involves building a solid history over time with responsible credit use.  Open up a bank account. Finding a credit union bank is the best option starting out. Apply fo...

 It doesn't matter how old you are because at some point in your life when trials and tribulations occur, you will have to start your life all over again from the ground up. The most important thing is to be good to yourself and don't give up on yourself either.. Relationships do not have to be romantic for this song to apply to you or your friends When things don't go your way or out of your control, see yourself in the moment. Be angry. Be frustrated. Be exasperated. Be all of those things that make you want to give up and be avarice about the whole situation. If you don't pick yourself up from the broken pieces, the vicious cycle will never end. Find help. Get help. Don't give up. Learn something new. Change your perspective. Yes; I know it's going to be a challenge. Learn from these things and become a better you. You will find others will hear and see your story, your perseverance, your determination, your compassion and your courage. They will cheer you ...

 Today marks the day we signed a lease to a town home. Granted, the market for buying houses isn't the greatest time and opportunity to do so, but it's better than the alternative (homeless). There are Credit Unions and other available  lending services that will help you get your first home. Be sure to shop around first before embarking on this kind of investment. As I have mentioned in previous blogs, there are people out there that want to mooch off from you. Tips for first-time homebuyers, 12+ months out Check your credit score  The higher your credit score, the better the interest rate on your mortgage. Thoroughly understand where your credit stands. When pulling free reports from all three agencies (Equifax, Experian and TransUnion), look for any errors or past-due accounts that might have gone to collections. These liabilities can create roadblocks when you apply for a home loan. If anything is amiss, contact the creditor to see if you can sort it out. Your credit...

 To all the people I've angered and hurt, I want to deeply express my remorse. I hope you forgive me.  Growing up isn't just about becoming an adult. It's about learning and growing in an endless and expanding Universe and how to be connected among its elements. The polity of society is all but order in the chaos of Nature. Being a pusillanimous is not all that bad. Sometimes you just have to outweigh the risks over the benefit. There are plenty of people who like to mooch off from your skills and abilities. Be alert and wary of such associations. Do not believe for a moment that your act of kindness and generosity as a sign of weakness. In reality it's not. It's a strong virtue of a decent human being. When you are raised in a household built on trust, loyalty, patience, compassion and grace, you are more than just a model citizen. You are the epitome of  God's likeness. Whether you believe in the God of the Universe, that's entirely a matter of opinion and...